Business Q&A

Question:By the end of this year, I will have all of my insallment loans paid off except for my mortgage. I have 2 credit cards that will be in good standing, low balances and all that. I want to build my credit to get the best rate I can to build a house […]

Question:How can I receive and unsecured loan with bad credit i have applied everywhere and i am in debt really bad?
Answer: Forget it unless you know someone in the mob. Maybe you can get a payday loan but that will put you deeper in debt. You can't borrow […]

Question:I have heard that you as a consumer can negotiate with credit card companies to reduce interest rate so that you can get them paid off. How do I go about that?
Answer: You call the company that gave you the credit card and ask them to reduce […]

Question:What agency/location did you work with? Did they provide the help that you needed? Are there any details that you would like to provide? We are looking for a testimonial for a cover story. Please state if we have your permission to reprint/rebroadcast your story.
Answer: Consumer Credit Counselling […]

Question:I was sent to collections. Im only 19, i have finally wanted to build my credit up to go and get a truck or what not. i have went and applied for credit cards with a low amount to start off slow and im always getting denied because of being sent to collections.
Answer: […]

Question:If my credit is low, how can I build it back up, and how long is it going to take to go from poor to good?
Answer: Bankruptcy and any late bill payments stay on your credit record for seven to ten years, depending on your state's consumer credit […]

Question:Anyone know where I can get one easily.
Answer: Make sure you havea idea of what your credit score is - if is above 650 get a Amex or Discover card here :
http://www.dgftaworld.net/credit/america…
or if your credit score is not so great try here for a bad credit credit […]

Question:I'm a small business owner owed $10,000 by a publicly listed company. I provided consulting services; they billled and collected for these services. The debt is still fresh at 60 days outstanding. Reviewing their Annual/Qrtly & 10-K reports shows they have serious financial problems including owing the IRS, Medical Providers for their […]

Question:We started a program with “Consumer Credit Counselors” This progarm has us pay the Consumer Credit Counselors, then they pay the credit cards every month. All they do is lower some of the interest rates. They don't negotiate amount owed. The payments are too high for us, so we looked into other alternatives. We found […]

Question:I have money order receipts, car insurance receipts, pay stubs that are 7 years old, parking ticket violations (That I've paid, thank you.) and old bank statements. What do I keep and what do I toss?
Answer: You have some good answers already.
I just wanted to add, if […]