Business Q&A

Question:Hi, I am 18, live on my own and have a job and I want a credit card. The only problem is, I have no credit and have been refused by The bay, Canadian Tire, Mastercard and Capital one.
I use a pre paid mastercard when I have to purchase online or over the phone […]

Question:why do you really think he hates collection agencies so bad?
Answer: Cause you don't want to do the research when you call someone old number continually even though the new owner of the phone number told you that is not their number. Think about it. If […]

Question:I just paid off my entire credit card yesterday. Tomorrow I am returning some clothes that I bought on my credit card last week.So- where does the money go? Will my credit card have a negative balance??This is such a stupid question but it's my first credit card!!
Answer: […]

Question:when the ex and i got divorced we seperated the bills on the agreement now he wont pay his can i be sued?
Answer: If the bills were in both your names, it doesn't matter that the divorce agreement stated that you would not be responsible for the debts. […]

Question:Hello my monthly income is low and my credit score is fair 616. i am looking for a loan. anyone know any bank that offer loans for people with low income and fair credit
Answer: Hmmm, you should not have a problem, just contact any local commercial bank and […]

Question:They filed last October or November. She was off work due to an illness for about 2 months. This put them far behind on their house payments and their car payments. They want to pay everything but they would love to either consolidate, or have a credit counseling company call all of their creditors and […]

Question:I have an elderly relative who is spending money uncontrollably due to a mental illness. She runs up huge credit card bills and is cashing in her few remaining retirement funds to pay them off. Is there any way to cut off her credit card accounts?
Answer: […]

Question:Has anyone ever had good results when asking a cc company to reduce their intrest rate, or do a debt negotiation? (example: an APR of 19.99% that was reduced… or a balance of $3500 negotiated to $2900 and paid in full) If so, which company was this with? I am looking […]

Question:I need a personal loan but was wondering if 660 beacon is enough to get me approved for a $ 7000 loan from my own bank? I make around $550 a week.
Answer: Of course my friend. PIECE OF CAKE!!
Just contact any local commercial bank and you've it. And […]

Question:If so, what can the credit card company do about it? Has anyone in this situation had trouble with American Express?
SERIOUS ANSWERS ONLY PLEASE. If you're going to be rude or condescending, then answer another question and NOT this one!
Answer: They can send it back to […]