I have a personal credit of 36 months jai but the amount available now can I buy the r?


A redemption is possible at any time, you should write to his or going to see directly.
For a consumer credit there are no penalties for early repayment. It should calculate against winning if you are leaving this money placed or by repaying the loan (if the loan is already old for example, is less interesting because youve paid a lot of interest at the beginning).
A redemption is possible at any time, you should write to his or going to see directly.

A takeover of credit means to resume the loan by another bank.
I think you speak of early repayment of loan. In this case, you must know that there is no prepayment fee. Just make the request in writing to your bank and will levy on your accounts outstanding capital. The benefit to you is that you save the interest that you still have to pay if you decide to go until the end of the loan.
However, I advise you not to squander all your savings to repay the loan in question, it is also possible to make a partial repayment of the loan anticpe which could either reduce the time remaining, or reduce the time to come. Again, there are no charges levied by the bank.

Absolutely, you can prepay.
I just do it for a credit car (no charge). But it depends on the banks, there may be costs; information you with your credit agency

the short-term loans (revolving credit consolidation loan or personal) are redeemable at any time without charge is the law and it is written in your contract.

It is the bank that will offer you purchased for a more advantageous. Yes it is possible

I see no objection.

I think yes! call your bank nan?

see if there is no penalty for early repayment …

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