Question:
where can i get stand alone payment protection insurance form for a loan?

Answer:
As a Financial Adviser I can confirm there are various life assurance companies that offer what is called income protection. In reality 90% of people working in the UK need some form of income protection as this helps safeguard against long term and short term disability. i.e. being unable to perform the functions of your daily employment. Realistically employers will only continue paying salary for a short period of time between 5 days and 6 months. If you have a mortgage for example, and have no accident and illness cover the government will only assist with your mortgage payments after 36 weeks (9 Months). They only then pay the interest owed and none of the capital. Please feel free to email me if you require any further assistance

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