Question:
(Options are: Equity, Fixed Deposits, Money Lending, Goverment Bonds, Savings A/c., Property, Gold/Silver, Other Commodities, etc.)

Answer:
What I would do probably would not be suitable for your needs. Nevertheless, at this particular moment in time.

20% oil stocks
10% Chinese stocks and mutual funds
10% Indian stocks and mutual funds
25% t-bills and Muni bonds
10% small and mid cap mutual fund
10% European stocks and mutual funds
15% investment grade U S stocks (non oil)

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